Listing provided courtesy of SUMMER HOUSE REALTY- MLS# 115279MLS Provider

424 S 3RD StreetFernandina Beach, FL 32034

Single Family · 4 Beds · 3 Full Baths · 3,224 Sq. ft. | 0.29 Acres
$1,499,000 Active

424 S 3RD Street Overview

Time on Site:
119 days
Visits:
6

Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer kitchen is a true showpiece, featuring stunning quartzite countertops, Italian french door range and oversized refrigerator, custom wood shelving in the expansive walk-in pantry, and abundant prep space. The primary suite is a private retreat, complete with its own balcony porch perfect for relaxation. The SPA-INSPIRED PRIMARY BATHROOM showcases a sophisticated WET ROOM with a spacious walk-in shower and deep soaking tub, along with a generously sized walk-in closet designed for both beauty and function. ZONED for MIXED-USE, this property offers exceptional flexibility for residential living, investment potential, or a live-work opportunity. The double lot provides ample space for boat or RV storage, additional parking, and plenty of room to design your dream pool, pool house, or ADU. The rear outdoor living area is already pre-wired and plumbed for an outdoor kitchen, making future expansion effortless. Additional notable features include a whole-home dehumidifier, solid-core doors throughout, and a charming wine cellar tucked beneath the staircase. A rare opportunity to own a custom-built luxury home in the heart of downtown Fernandina Beach — where lifestyle, location, and versatility come together beautifully.

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424 S 3RD Street Facts & Features

  • Type Single Family
  • Sq. ft. 3,224
  • Price/Sq.ft. $465
  • Lot 0.29 Acres

Details

General

Association/HOA

  • Association: false

Building Information

  • Builder Name: GAM Builders
  • New Construction: true
  • Year Built: 2025

Location/Region

  • County Or Parish: Nassau
  • MLS Area Major: Ar 1 Island
  • Postal City: Fernandina Beach

Community/Development

  • Community Features: Marina

General Information

  • Furnished: Furnished
  • Listing Terms: Cash,Conventional,VA Loan
  • Parcel Number: 00-00-31-1800-0279-0060
  • Property Condition: New Construction
  • Property Sub Type: Residential
  • Property Type: Residential
  • Zoning: MU-1

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: Plans
  • Building Area Total: 3224.0

General Information

  • Appliances: Dryer,Dishwasher,Microwave,Other,Refrigerator,See Remarks,Stove,Washer,Ice Maker
  • Interior Features: Ceiling Fan(s),Furnished,Window Treatments
  • Levels: Two
  • Living Area: 3224.0
  • Living Area Source: Plans
  • Rooms Total: 0
  • Security Features: Security System
  • Stories: 2
  • Window Features: Aluminum Frames,Insulated Windows,Blinds

Exterior

Parking Information

  • Parking Features: Two Car Garage,Garage Door Opener

Lot Information

  • Lot Size Acres: 0.29
  • Lot Size Area: 0.29
  • Lot Size Dimensions: 100 x 125
  • Lot Size Units: Acres
  • Road Responsibility: Public Maintained Road
  • Road Surface Type: Paved
  • Water Source: Public

Building Exterior/Construction

  • Architectural Style: Two Story
  • Construction Materials: Frame,Other,See Remarks
  • Patio And Porch Features: Balcony,Covered,Front Porch,Patio
  • Roof: Shingle

General Information

  • Sewer: Public Sewer
  • Utilities: Cable Available

424 S 3RD Street Neighborhood

Community

32034 (Amelia Island) Demographics

54
Median Age
536
Population Density (per sq. mile)
55%
College Educated
$85,854
Estimated Median Income
13,404
Estimated Total Home Owners
2,887
Estimated Total Renters
82% / 18%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

424 S 3RD Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

424 S 3RD Street Market Data

Based on the last 30 days in this zip code

$979,793
Average List Price
$442
Average Price per Square Foot
136
Properties Sold
118
Average Days on Market
926
Properties for Sale
Calculations provided by Reliance Network

424 S 3RD Street History

Date Event Value Agent
3/5/2026Source: North East Florida MLS Added to Database
March 05, 2026
3/3/2026Source: Amelia Nassau MLS Added to Database
March 03, 2026