Susan Froman

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Listing provided courtesy of WATSON REALTY CORP.- MLS# 116011MLS Provider

95161 LOCK StreetFernandina Beach, FL 32034

Single Family · 3 Beds · 2 Full Baths · 1,895 Sq. ft. | 0.32 Acres
$405,000 Active

95161 LOCK Street Overview

Time on Site:
53 days
Visits:
0

Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that’s hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open layout feels bright and welcoming, while the cute front porch adds to the home’s curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!

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95161 LOCK Street Facts & Features

  • Type Single Family
  • Sq. ft. 1,895
  • Price/Sq.ft. $214
  • Lot 0.32 Acres

Details

General

Association/HOA

  • Association Fee: 970.0
  • Association Fee Frequency: Annually
  • Association: true

Building Information

  • Year Built: 2024

Location/Region

  • County Or Parish: Nassau
  • MLS Area Major: Ar 7 Mainland, Sub 2
  • Postal City: Fernandina Beach
  • Subdivision Name: Concourse Crossing

General Information

  • Disclosures: Deed Restriction
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Parcel Number: 29-2N-28-0330-0082-0000
  • Property Condition: Resale
  • Property Sub Type: Residential
  • Property Type: Residential
  • Special Listing Conditions: None
  • Zoning: PUD

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: Assessor
  • Building Area Total: 1895.0

General Information

  • Appliances: Dryer,Dishwasher,Microwave,Refrigerator,Washer
  • Interior Features: Ceiling Fan(s),Split Bedrooms
  • Levels: One
  • Living Area: 1895.0
  • Living Area Source: Assessor
  • Rooms Total: 0
  • Stories: 1
  • Window Features: Vinyl

Exterior

Parking Information

  • Parking Features: Two Car Garage

Lot Information

  • Frontage Type: Preservation
  • Lot Size Acres: 0.32
  • Lot Size Area: 0.32
  • Lot Size Dimensions: .32 of an acre
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Building Exterior/Construction

  • Architectural Style: One Story
  • Construction Materials: Fiber Cement,Frame
  • Patio And Porch Features: Rear Porch,Screened
  • Roof: Shingle

General Information

  • Exterior Features: Fence,Sprinkler/Irrigation
  • Pool Features: None
  • Sewer: Public Sewer

95161 LOCK Street Neighborhood

Community

32034 (Amelia Island) Demographics

54
Median Age
536
Population Density (per sq. mile)
55%
College Educated
$85,854
Estimated Median Income
13,404
Estimated Total Home Owners
2,887
Estimated Total Renters
82% / 18%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data unavailable, School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

95161 LOCK Street Monthly Cost

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Dylan Leitman
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

95161 LOCK Street Market Data

Based on the last 30 days in this zip code

$979,793
Average List Price
$442
Average Price per Square Foot
136
Properties Sold
118
Average Days on Market
926
Properties for Sale
Calculations provided by Reliance Network

95161 LOCK Street History

Date Event Value Agent
6/26/2026Source: Amelia Nassau MLS Price Reduction
$405,000 -3.3%
6/26/2026Source: North East Florida MLS Price Reduction
$405,000 -3.3%
6/12/2026Source: North East Florida MLS Price Reduction
$419,000 -1.4%
6/12/2026Source: Amelia Nassau MLS Price Reduction
$419,000 -1.4%
5/29/2026Source: Amelia Nassau MLS Price Reduction
$425,000 -0.9%
5/29/2026Source: North East Florida MLS Price Reduction
$425,000 -0.9%
5/8/2026Source: Amelia Nassau MLS Added to Database
May 08, 2026
5/8/2026Source: North East Florida MLS Added to Database
May 08, 2026
9/26/2024Source: Amelia Nassau MLS Status Change
Closed
9/26/2024Source: North East Florida MLS Status Change
Closed
7/21/2024Source: Amelia Nassau MLS Status Change
Pending
7/21/2024Source: North East Florida MLS Status Change
Pending
7/7/2024Source: Amelia Nassau MLS Added to Database
July 07, 2024
6/27/2024Source: North East Florida MLS Added to Database
June 27, 2024
6/27/2024Source: North East Florida MLS Status Change
Closed
6/14/2024Source: North East Florida MLS Added to Database
June 14, 2024