Listing provided courtesy of ROUND TABLE REALTY- MLS# 2138786MLS ProviderSource MLS Verified

196 SILVER REEF LaneSt. Augustine, FL 32095

Single Family · 4 Beds · 3 Full Baths · 2,647 Sq. ft.
$620,000 Active

196 SILVER REEF Lane Overview

Time on Site:
84 days
Visits:
11

With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside. SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator. Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 ¼'' baseboards, a glass front entry door. Additional features include Two solar tubes in the living room and one in the kitchen giving you natural light all day long. Pre-wired security system, motion sensor lighting, Tesla fast charger in the garage, and outdoor solar-powered security cameras. Outdoor living has been fully upgraded with a large extended paver and screened lanai, automatic electric patio blinds for added privacy on each side of the screened lanai, and a fully fenced yard backing to a private wooded preserve. Professional landscaping design by Garden LLC enhances the front, side, and backyard! Additional upgrades include washer and dryer, full home gutters, upgraded lighting, LED kitchen lighting, Shark Coatings blue-grey epoxy garage flooring, and numerous functional enhancements throughout. Located in a community offering a clubhouse, pool, and fitness center, this home stands out as one of the more upgraded and cost-efficient properties in the neighborhood. Currently zoned for the new Lakeside Academy K-8.

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196 SILVER REEF Lane Facts & Features

  • Type Single Family
  • Sq. ft. 2,647
  • Price/Sq.ft. $234

Details

General

Association/HOA

  • Association Amenities: Pool,Clubhouse,Fitness Center,Jogging Path,Park,Playground
  • Association Fee: 305.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

School Information

  • Elementary School: Lakeside Academy
  • Middle Or Junior School: Alice B. Landrum
  • High School: Beachside

Building Information

  • New Construction: No
  • Year Built: 2020

Business Information

  • Current Use: Residential,Single Family

Location/Region

  • Country: US
  • County Or Parish: St. Johns
  • MLS Area Major: 304- 210 South
  • MLS Area Minor: 304- 210 South
  • Subdivision Name: Creekside

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Parcel Number: 0237133520
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No

Interior

Parking Information

  • Garage Spaces: 3.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 4

General Information

  • Appliances: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator
  • Entry Level: 1
  • Flooring: Carpet,Tile
  • Interior Features: Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Primary Downstairs,Split Bedrooms
  • Laundry Features: Electric Dryer Hookup,Washer Hookup
  • Levels: One
  • Living Area: 2647.0
  • Living Area Source: Public Records
  • Rooms Total: 0
  • Stories: 1

Exterior

Parking Information

  • Parking Features: Attached,Garage

Lot Information

  • Lot Features: Wooded
  • Road Surface Type: Asphalt
  • Water Source: Public

Waterfront/View

  • View: Protected Preserve,Trees/Woods
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Traditional
  • Attached Garage: Yes
  • Construction Materials: Concrete
  • Patio And Porch Features: Patio,Screened
  • Property Attached: No
  • Roof: Shingle

General Information

  • Carport: No
  • Fencing: Back Yard,Vinyl
  • Pool Private: No
  • Road Frontage Type: City Street
  • Sewer: Public Sewer
  • Utilities: Cable Available,Electricity Connected,Sewer Connected,Water Connected

196 SILVER REEF Lane Neighborhood

Community

32095 (St Augustine) Demographics

42
Median Age
251
Population Density (per sq. mile)
58%
College Educated
$76,846
Estimated Median Income
3,699
Estimated Total Home Owners
784
Estimated Total Renters
83% / 17%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

196 SILVER REEF Lane Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

196 SILVER REEF Lane Market Data

Based on the last 30 days in this zip code

$540,647
Average List Price
$254
Average Price per Square Foot
81
Properties Sold
81
Average Days on Market
403
Properties for Sale
Calculations provided by Reliance Network

196 SILVER REEF Lane History

Date Event Value Agent
6/1/2026Source: North East Florida MLS Price Reduction
$620,000 -1.2%
5/18/2026Source: North East Florida MLS Price Reduction
$627,500 -0.4%
4/7/2026Source: North East Florida MLS Added to Database
April 07, 2026