My Blog

Researching Real Estate

7/8/2019

My website has all of the listings in the state of Florida’s Multiple Listing Service (MLS) and is updated several times per day. In fact, my homefinder can deliver instant email alerts to you of newly available properties right to your inbox. I have the latest real estate search tools to include interactive maps, schools, and community walk-scores so you can pin point exactly how long of a commute it will be to your work or school!

I always recommend that my clients go directly to the search area, and then inquire on any home they’re interested in viewing. I will respond to all your requests within hours. Of course, you can call or text me too!

Hope you are having a great summer!
Susan

Upgrades - Ask before choosing

6/16/2019

Whether buying a new home, or remodeling an existing one, you want the upgrades and options you choose to personalize your home. However, options that personalize are not always the options that add value.

One of the best ways to decide on upgrades is to ask the builder how much other buyers are spending on upgrades, as well as the type of upgrades. Remember, when you go to sell your home, you will be competing with other homes in the neighborhood that are very similar in construction to your home. Upgrades can often make the difference in the mind of a buyer.

However, as a general rule functionality wins over cosmetic and neutral is preferred over bold.

Current trends do play a factor, but be careful to avoid fads. If it comes down to spending $10,000 on tile floors or additional square footage, then choose the square footage - as it is a functional improvement rather than cosmetic.

As your Realtor, I can also give you insight into the type of options that can add resale value to your new home. Call me today and let's get started looking at some builders in the area!

Best regards,
Susan

Process of Selling: Part IV

6/2/2019

In my last correspondence I mentioned the importance of the financing process during escrow. Once financing is in place, the escrow then moves to the closing stage.

  • Step 9. The listing side of the transaction coordinates all activities required for closing. As your Realtor, I will funnel all the closing documents to our chosen title company. A final walk-through will also be scheduled.
  • Step 10. Time to Move! Vacate the home prior to walk through and closing.
  • Step 11 Finalize and close the transaction. The term “closing” refers to the point in time where the parties exercise their obligations under the contract, money changes hands and the deed is recorded.

I hope these steps have been helpful in explaining the process of selling a home. Call me today to get started!

Best regards,
Susan

Process of Selling: Part III

5/7/2019

Last week I discussed the various steps in the negotiating process. Once the negotiations on your sale are complete, the buyer will be asked to perform on their contract.

  • Step 7. Buyers submit a loan application and home inspections are scheduled. Most often the loan approval is contingent on a satisfactory appraisal and conclusion of various inspections.
  • Step 8. The loan is approved. This is when both sides of the transaction breathe a deep sigh of relief. In today’s market, the financing side of the equation is the most complex. Once the loan is approved, you may begin preparations for moving.

Next time, I will outline the steps to close and finalize your transaction. Call me if you have any questions on the process. I’m here to help in any way.

Best regards,
Susan

Process of Selling Part II

4/28/2019

I previously outlined what I see as the first four steps in the home selling process. This week, I’d like to discuss the steps involved in receiving offers and negotiating contracts.

  • Step 5. Receive submitted offers. Buyers will make offers through their agents. The buyer’s agent will present the offers to me, your Realtor, who will promptly relay it to you and help you evaluate the offers’ merits.
  • Step 6. Offers, counter offers and contracts. The process of negotiation begins with an offer and then a potential counter offer. This process may go on until the parties arrive at a mutual acceptable state of negotiation.

Once negotiation is concluded, your property will enter contract. The negotiation phase of your sale is absolutely critical. As your Realtor, I can help you to consider all the possible outcomes of each move in the negotiation.

Call me if you have any questions.

Best regards,
Susan

Process of Selling - Part 1

4/17/2019

 

Even if you’ve bought and sold real estate before, the process can be daunting. Laws and contracts are always changing and Realtors as professionals keep on top of these changes. I’d like to take a moment to explain the process of selling and how each step of the process works.

  • Step 1. List your property with a real estate professional.  Choose your agent wisely and select someone who is knowledgeable, who listens carefully to your needs, and with whom you feel comfortable.
  • Step 2. Discuss your needs in finding your next home. If you have not identified a house to purchase, then we will work together to consider different areas, as well as your needs to make sure that we find the right home for you.
  • Step 3. Establish your price and your time frame. As your Realtor, I will prepare a thorough comparable market analysis (CMA), which compares your home with other similar homes that have been on the market in your area.
  • Step 4. Develop and implement a marketing strategy. I suggest a strategy that will expose your home to as many buyers as possible. This will ensure that we find the right buyer in the least amount of time and at a price that you'll appreciate.

Call me if you have any questions on the process. I’m here to help in any way.

Best regards,
Susan

Spring Cleaning

4/3/2019

It's a well-known fact that performing spring maintenance on your home can preserve the value of your home, not to mention help you avoid major repairs later on. In terms of seasonal maintenance, consider summer as the lawn-care and yard-care season, fall as the time to caulk and paint, and spring...? Well, spring is the wonderful time of year for general cleaning. Here are some chores you may want to include on your spring list:

  • Outside Maintenance. Look for loose gutters or siding. How's the condition of the roof? Can you see any water damage? If it is a repair that you can't do yourself, schedule an appointment with a contractor quickly, as springtime appointments fill up quickly.
  • Inside Maintenance. Make a list of things to do in each room. Then begin to clean! Wash windows and curtains or blinds. Clean ceiling fan blades. Deep clean rugs and carpets, and furniture if necessary. An often overlooked area is the fireplace, so remember to clean out the ashes and polish up the fireplace tools.

You have a significant investment in your home. Protecting the investment requires a little elbow grease from time to time.

If you or anyone you know is in the market to buy or sell a home, please call me today!

Best regards,
Susan

Thank you for visiting my Website

3/22/2019

I wanted to personally thank you for taking the time to stop by and visit my website. As your real estate professional, I am committed to providing you with the most current and up to date information on real estate news, neighborhood information and current interest rates.

I have the entire inventory for you to browse through and an extensive database so that we can find the best home for your needs. I also have access to the latest technology and marketing information to determine the best positioning for your home, if you’re looking to sell.

It is my job to know the inventory and latest market conditions. Once I learn your wants and needs, we can really focus in on the relevant areas. Good homes don't stay on the market for long, so please feel free to call me or email me today and let’s get started!

Happy Friday!
Susan

Types of Homeowners Insurance

3/14/2019

You've just bought a house. As part of the settlement process you were required to secure a homeowners insurance policy acceptable to your lender. What does your new policy look like? What is covered in the plan? Here are a few examples of homeowner insurance plans:

  • Standard policies typically cover houses and possessions from damage caused by fire, smoke, lightning, windstorms and hail, etc.
  • Dwelling policies cover repairs or rebuilds to houses and attached structures.
  • Personal Property policies cover losses to furniture, clothing, appliances and most other possessions. Usually specialty items, such as jewelry or art, will require additional coverage.
  • Loss of Use policies generally cover loss of rental income, or, will cover your living expenses if you're unable to live in the home.

Of course, there are other considerations with any plan, so when shopping for insurance be sure to check the fine print. Go over the details with your insurance broker to see what coverage you have, and what additional coverage you may want to consider.

As always, please give me a call anytime. I'm happy to help in any way I can.

Best regards,
Susan

Showing your home

3/6/2019

 

Most real estate professionals agree that a home sells faster when the seller is not present during showings to prospective buyers. As the seller, you may feel more comfortable to be present when strangers are in your home. However, buyers are often afraid to do a detailed inspection of the property because they don’t want to offend you.

This can cause potential buyers to rush. Also, you’ll want to make your home easily available for showing. Restricted showing times may cut you off from a good portion of the buying market. I can’t tell you how many homes I’ve sold on same-day, even last-minute showings.

As your Realtor, I can help you develop a marketing plan to maximize your potential showings.

Best regards,
Susan

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