My Blog

Types of Homeowners Insurance

3/14/2019

You've just bought a house. As part of the settlement process you were required to secure a homeowners insurance policy acceptable to your lender. What does your new policy look like? What is covered in the plan? Here are a few examples of homeowner insurance plans:

  • Standard policies typically cover houses and possessions from damage caused by fire, smoke, lightning, windstorms and hail, etc.
  • Dwelling policies cover repairs or rebuilds to houses and attached structures.
  • Personal Property policies cover losses to furniture, clothing, appliances and most other possessions. Usually specialty items, such as jewelry or art, will require additional coverage.
  • Loss of Use policies generally cover loss of rental income, or, will cover your living expenses if you're unable to live in the home.

Of course, there are other considerations with any plan, so when shopping for insurance be sure to check the fine print. Go over the details with your insurance broker to see what coverage you have, and what additional coverage you may want to consider.

As always, please give me a call anytime. I'm happy to help in any way I can.

Best regards,
Susan

Showing your home

3/6/2019

 

Most real estate professionals agree that a home sells faster when the seller is not present during showings to prospective buyers. As the seller, you may feel more comfortable to be present when strangers are in your home. However, buyers are often afraid to do a detailed inspection of the property because they don’t want to offend you.

This can cause potential buyers to rush. Also, you’ll want to make your home easily available for showing. Restricted showing times may cut you off from a good portion of the buying market. I can’t tell you how many homes I’ve sold on same-day, even last-minute showings.

As your Realtor, I can help you develop a marketing plan to maximize your potential showings.

Best regards,
Susan

Marketing your home for a fast sale

3/1/2019

Have you ever wondered why one home in a neighborhood takes longer to sell than a similar property? It’s all about the marketing plan! An effective marketing plan goes a long way in making your home seem better than the other homes listed in the market with the same features and price range. Your marketing plan will determine how many potential buyers you can attract.

As your Realtor, I will help you with advertising, such as flyers, newspaper ads, yard signs, and Internet marketing.

For more information on my marketing plan for sellers, please call, text or email me today.

Best regards,
Susan

Pitfalls of Overpricing

2/25/2019

How many sellers wouldn’t want to get as much for their home as possible? If you really want to sell your home effectively, “testing” the market with an inflated price for your home can be quite dangerous. First, it leads to diminished interest from buyers.

 An inappropriately priced home will sit on the market for a long period of time.  In the real estate business, interest wanes over long periods of time.

Second, overpricing attracts the wrong buyers. Remember, buyers in a particular price range are comparing and contrasting your property to other properties that they’ve viewed. Other homes with more amenities than yours will immediately put you at a disadvantage with these buyers.

Finally, overpricing results in fewer offers. Believe it or not, buyers don’t want to have to give you a “low-ball” offer. A buyer wants to feel that they are in a comfortable negotiating position. Being thousands and thousands of dollars off the mark, will deter buyers from even making an offer on your home. For more information on the market in your area, text or email me today.

Best regards,
Susan

Staging your home

2/22/2019

With demand for real estate at all-time highs, and many people selling their home, it’s important to dress your home for selling success. First, start with the exterior and make the most of your home’s curb appeal. It’s a proven fact that a fresh coat of paint will return dividends on the sale price of your home. Landscaping should not be overlooked. Unkempt yards and border areas will detract from the appeal of your home.

On the inside, completely eliminate clutter. Cluttered spaces give areas a “closed” look. Remove items from countertops and stow away in a cabinet or cupboard. Decorate each room simply and have continuity between the styles of each of the rooms. 

If you have any questions or I can help you in anyway, please give me a call. I will be happy to provide you with a list to get you started.
Happy Friday!
Susan

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